Personal Credit Scores

In today’s money-driven society, it’s essential for working adults to know the ins and outs of credit scores. Knowledge is power, and when it comes to maximizing your borrowing power, there’s no better way than to learn about how the three major bureaus amass scores. The three, Experian, TransUnion, and Equifax, use proprietary algorithms to create precise numerical ratings for individuals. Couples are not rated together but separately.