How to use Klarna for BestBuy?

By Irene Daraman Written by Irene Daraman Expertise: Technology, Learning, and Money Title: - Author and Freelance Writer Education: - Bachelor of Science in Nursing, University of La Salette Work Experience: - Registered Nurse with 10+ years of experience in BPO and healthcare industries - Management position in a Fortune 500 company, driving operational excellence and exceeding targets - Designing and implementing business plans and strategies to promote the attainment of goals, including financial (money matter), technology, and internal learning and development - Patient care coordinator in a California-based private practice - Experience as a personal injury medical records reviewer and demand letter writer in a Texas law firm - 5+ years of content/article writing experience, delivering engaging and informative pieces across various domains About: I am a Registered Nurse with 10+ years of experience in BPO and the healthcare industry. With a specialization in public and community nursing, I possess a deep understanding of patient care. Currently working in a management position at a Fortune 500 company, where I drive operational excellence and exceed targets. I am responsible for using technology at work, and driving learning and development. I am an expert in technology, learning, and money related topics from my corporate work experience. Public Profiles:
Updated on April 3, 2022

Best Buy Co., Inc. is an American multinational consumer electronics retailer that sells electronics, such as software, video games, music, mobile phones, digital cameras, car stereos, and other merchandise. They offer same-day delivery and ready in an hour store or curbside pickup.  They have their own financing plan for their consumer and offer an 18-month financing payment option.

Best Buy has its own online store which accepts Klarna as one of the payment options. You can turn any purchase into staggered payments at any store that accepts credit cards, like Best Buy.  Here’s how you can use Klarna with Best Buy: 

Step-1: Create a one-time virtual card in the Klarna app and take note of the details

Step-2: Go to the Best Buy home page and shop for anything you want 

Step-3: Check out in Best Buy online store

Step-4: Select Visa check out 

Step-5: Key in all the necessary credit card information

Step-6: Tap Place Order and you’re done

BestBuy physical store

Does Best Buy use Klarna? and BestBuy stores accept Visa cards as one of their payment options. Thus, it accepts Klarna’s Visa card. You can also add your Klarna virtual card to your Google Pay wallet or Apple Pay and tap for contactless payment at checkout in any BestBuy store, Best Buy website, and in the Best Buy App. 

BestBuy follows an authorization process for your credit card when you place an order. You will only be billed in your account upon receipt of your order, either it is shipped or picked up at the store. Monitor any email notifications from BestBuy to avoid the cancellation of your order.

Does Best Buy allow Klarna as a payment method for pre-orders?

Best buy offers pre-orders for out-of-stock items or is yet to be released. Pre-order avoids missing out on the desired item of a customer, like gaming consoles, video games, movies, and other electronics supplies, especially during peak season. To get a pre-order item, you can add it to your shopping cart, like the usual order process. An email confirmation with a reference number will be sent to you after placing your order and will be charged once your items are shipped or upon store pick up

Klarna can be used as a payment method for pre-orders. To use Klarna for pre-orders, here’s how it work: 

Step-1: Shop and select your item

Step-2: You can add product to your cart 

Step-3: Select Klarna when you check out 

Step-4: Key in all necessary details like CVV, card number, date 

Step-5: Wait for approval

Step-6: Klarna will send you an email confirmation and reminders when it’s time to pay

Can I use Klarna in-store Best Buy? 

Yes, you can use Klarna in in-store BestBuy. However, to keep their employees and customers safe, they have limited access to their store and prefer Curbside Pickup. They encourage customers to shop online and select Store Pickup upon check out. You can still use your Klarna as your payment option in that case and choose the branch that you want to pick up your product. BestBuy will notify you about the estimated pickup date. Place your order and wait to receive a “Ready for pickup” email. BestBuy will hold your order for five days. If you did not pick up your item, BestBuy cancels and processes a refund to your Klarna account.

Buying on a BestBuy physical store using your Klarna is just the same as any other stores like Sephora, Rue21, or Footlocker. You can purchase using Apple Wallet, Google Pay, or Klarna Visa issued card on contactless payment. You can simply add your Klarna card details to your Apple Wallet and Google pay to complete your purchase, which payment can be made with a single tap from your phone or your watch. Truly, Klarna elevates the shopping experience by giving shoppers more payment flexibility in a physical store like BestBuy.

Klarna linked to Apple wallet used for payment

Does BestBuy take Klarna for Financing?

No, Best Buy does not take Klarna for Financing. Although they accept Klarna as payment option. BestBuy offers its own financing with no interest if paid in full in 12 months or 18 months. Here’s how: 

  • 12 months financing 

Use My Best Buy Credit Card and have a staggered payment in 12 months. Take note that interest will be charged to your account if you fail to pay it in full after 12 months. 

  • 18 months financing 

Buy at any BestBuy store for $499 and above. Use your My Best Buy Credit Card and pay within 18 months with zero interest. You will be charged interest if not paid in full after 18 months. But unlike Klarna that only does a soft credit check, BestBuy Credit will do a hard pull with at least 640 credit scores. A hard pull usually causes a credit score to drop by 5-10 points.

BestBuy applicances (TV, Laptop, gas range) offered for financing